Top Tools For Managing Your Family’s Finances

Managing your family’s finances in a functional manner is instrumental in having a happy home life. You’ll want to be able to check that joint bank account and rest assured that your family is well taken care of. You work too hard to find yourself confronting those situations where you’re just crippled by anxiety about hefty utility bills, higher electricity prices, mortgage payments, etc, all because you didn’t manage those finances properly. Well, the good news is that you have a wealth of helpful tools to manage your family’s finances. Let’s take a look at what some of those tools are.

Moneygains

You might be paying far more out of than last year, to cover those electricity bills. Many of us can fall prey to higher electricity prices without even realizing it. Seriously, don’t underestimate those sneaky NI electricity prices. So, what do you do to ensure you’re paying the most reasonable amount for your electricity? You make use of a helpful service like Moneygains. To use it, just have you enter your info from your most recent electricity bill into a small form, and then they’ll provide you personalized results, which show you the cheapest possible NI electricity deals. If you end up deciding you want to switch services, you’re able to do so with no interruption to your electricity.

Get a Medicare quote.

With the multitude of Medicare plans available at your disposal, you’ll want to ensure that you’re getting the cheapest, yet most effective Medicare plan possible. There are different kinds of plans to choose from; from Medicare advantage to Medicare supplement plans. But it’s all about finding the federal medicare program that will best suit your needs. That’s why you’ve got to get those quotes for medicare. It takes less than a minute, is free of charge, and can all be done online, from the comfort of your home. Once you’re able to get your quote sorted out, you’ll be well on your way toward saving money on Medicare, and ultimately keeping your family’s finances in check, better than ever before.

Diversify your investment portfolio with Yieldstreet.

Making sure that you’re funneling some of that hard-earned dough back into diversifying your investment portfolio is a surefire way to get a leg up in life. You’ll want that money to blossom down the road, and sometimes that requires doing your due diligence on new investment opportunities. You’ve also got a great service like Yieldstreet available at your disposal. Yieldstreet’s whole mission is to provide folks that don’t fit the profile of the stereotypical super-wealthy investor, with an opportunity to sit at the investor’s table anyway. Yieldstreet offers folks the types of investments that wouldn’t ordinarily be sought. These alternative investments are usually debt-based and have collateral. Each of these loans is then backed by a measurable asset, like real estate, or funds from a legal settlement. Perhaps, one of the biggest draws of Yieldstreet is the fact that you can open a Yieldstreet account without tacking on any fees. From there, you should be able to do your due diligence, and figure out if your money is best served with an investment through the Yieldstreet platform. Yieldstreet is a good platform for first-time investors, and their flexibility has got to be why you don’t see any Yieldstreet complaints.

Shared spreadsheets.

You can set up a shared spreadsheet using Google’s free Google Drive, and easily keep track of those daily, weekly, or monthly expenses. It’s all about finding ways to introduce greater transparency on where your money is going. During this strange and tumultuous time of the Coronavirus, you’ll want to have a firm grasp on ways you can eliminate unnecessary expenditure, and put a little bit more of that money back in your pocket.